Sales Manager Product and Portfolio
YES BANK
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Job Description
The incumbent is required to manage the collections ( 30+, 90+ NCL, Recoveries) as per business standards.
He/ She are to drive Productivity and Performance & Manage/ Reduce Expense.
The incumbent needs to ensure process design and governance to mitigate risks from outsourcing, information security- reputational risk / operational risk / credit risk / information security risk.
Further this role should provide insights to Credit Risk / Credit Policy to ensure Credit Quality.
SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES
Core Responsibilities
Ensure adequate collections infrastructure at all times.
Management of Flow/ loss rates as per collection plan- 30+, 90+, NCL, NPA, Provisions.
Ensure productivity and Performance metrics set by business are met and improved upon.
Expense reduction by improvement in productivity and performance.
Operational risk/ credit risk/ market risk/ information security risk governance.
Credit Quality/ Feedback to Credit Policy.
Digitization and productivity enhancement.
People Management Or Self-Management Responsibilities
Management of Flow/ loss rates as per collection plan- 30+, 90+, NCL, NPA, Provisions.
Ensure productivity and Performance metrics set by business are met and improved upon.
Expense reduction by improvement in productivity and performance.
Credit Quality/ Feedback to Credit Policy.
Digitization and productivity enhancement.
Risk And Internal Control Responsibilities
Operational risk/ credit risk/ market risk/ information security risk governance. Timely reviews & Audits to manage the same.
SECTION V: KNOWLEDGE & EXPERIENCE
KNOWLEDGE
Minimum Qualifications
- Bachelor’s degree in any field
Language Skills
- Written and spoken English is essential
About The Company
YES BANK
YES BANK is a leading Indian private sector bank committed to transforming the financial landscape of India. With over 1200 branches nationwide and a dedicated team of YES BANKers, we strive to deliver exceptional banking solutions and empower individuals, businesses and communities to thrive. At YES BANK, we believe in the power of innovation and transparency. Operating in Retail, MSME and Corporate banking sectors, we are a full service bank and offer an extensive range of financial services. We leverage cutting-edge technology & industry insights to meet the evolving needs of our diverse clientele. One in three UPI transactions in the country are processed by YES BANK. Driven by our core values, we aim to build long lasting relationships with our customers and stakeholders. Our robust risk management framework ensures the safety and security of your finances, while our unwavering commitment to sustainability drives us to create a positive impact on society and the environment. We recognize the potential within each person and strive to unlock it through opportunities for growth, learning and innovation. Joining our ranks means joining a vibrant ecosystem of individuals who are passionate about making an impact and shaping the future of banking. Together, let’s create a future where your dreams can flourish and make a lasting impact. Note: YES BANK will NEVER ask you to reveal your User ID or Password. Therefore, never disclose your credentials (User ID, Password, OTP, PIN etc.) to anyone either through mail or over phone. If you receive any mail asking you to update or authenticate your User ID or Password, please DO NOT fall into the trap of putting in your Password or OTP or PIN.
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