About the job

Key Responsibilities:

• To work as part of the team to carry out Department Audits in Areas of Retail Assets Audits.
• This would include products such as Loan Against Property, Working Capital Finance to Transport Operators and Infrastructure Finance, Healthcare Finance, Loan against Securities, Securitisation, Inter Bank Participation Certificates, etc.
• Understanding of Risk and Compliance Aspect for Regulatory.

Requirement:

• To conduct audit of NPA classification process.
• To conduct audit of Expected Credit Loss Framework
• Completion of Audit assignments assigned from time to time.
• Review of compliance to various internal processes.
• Constantly update Audit check list/ Standard Audit Procedure.
• Identifying Audit exceptions in the areas under review and discussion of same with Unit Heads.
• Submission of an accurate and factually correct Draft Audit Report to the Team Leader within the defined turn around times.
• Updation of Audit Data Base on an event basis.
• Follow up for Audit responses and review compliances for appropriate closure.

Educational Qualifications:

• Chartered Accountant
• Effective Communication and drafting skills
• Analytical ability
• Knowledge of MS Word, Excel is mandatory
• Knowledge of SAS software will be of an advantage.
• Prepare qualitative presentations to senior management.
• Ability to plan & execute Audit plans
• Ability to meet deadlines
• Inquisitive to learn.

Experience Required:

• Should have at least 3 years of experience in Banking domain/ any Audit area experience.
• Experience of conducting audit of Expected Credit Loss Framework would be an added advantage.