
RB - Cards:CC Area Sales Manager
Axis Bank
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Job Description
About Acquiring and Cards:
The Acquiring and Cards department focuses on the Cards and merchant acquiring business of the bank. The Bank offers a wide range of cards designed for the customers specific needs along with offering PoS services under the Acquiring business vertical within the cards team. The department is also responsible for driving growth in the UPI payments space.
About the Role:
The Area Sales Manager (ASM) leads a team of Sales Managers and is responsible for ensuring a top quality service-oriented and highly successful Sales / Telesales team. The ASM is also responsible for building and executing strategies to drive higher productivity and lower costs across the team. The ASM coordinates with the sales managers to ensure that they are able to respond proactively to the business issues and challenges by providing them with the required guidance and support. The ASM is also responsible for meeting the clients and helping the sales managers to resolve the queries and for maintaining regulatory and procedural compliance.
Key Responsibilities:
- Responsible for driving sales through Branches/Open Market/Digital channels to achieve operating plan for Axis Bank Cards
- Responsible for the achievement of Sales and Fees Volume - New Cards Acquisitions and cross Sell of Accounts through a team of dedicated Sales Managers
- Responsible for building and executing strategies to ensure that the channel achieves its targets with in budgeted cost of acquisition
- Collaborate with functions like Risk, Branch Channel, Salary Channels etc to ensure smooth operations
- Conduct manpower planning for the area and facilitate the hiring and training of the recruited manpower
- Ensure that all the sales processes meet the statutory and regulatory requirements as well as the internal compliance norms
Qualifications:
Optimal qualification for success on the job is:
- Post- Graduation (preferably MBA) from a recognized institute
- 6-8 years of experience in financial services (preferably Cards)
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
- Knowledge of industry, technology, marketing, and product trends
- Good understanding of Credit Cards, Unsecured and Secured Asset product and understanding on Liabilities side of banking
- Knowledge of regulatory guidelines and norms
- Good communication (both verbal and written) skill in both English and the local language
- Ability to manage complex client situations
- Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply
About The Company
Axis Bank
Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 5000 domestic branches (including extension counters) with 15,751 ATMs & cash recyclers spread across the country. The Bank has 6 Axis Virtual Centres with over 1,500 Virtual Relationship Managers as on 31st March 2023. The Overseas operations of the Bank are spread over eight international offices with branches in Singapore, Dubai (at DIFC), and Gift City-IBU; representative offices in Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary in London, UK. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd. (NIC), The New India Assurance Company Ltd. (NIA), The Oriental Insurance Company Ltd. (OIC), and United India Insurance Company Ltd. (UIIC). The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. GIC, NIC, NIA, OIC, UIIC have been reclassified from promoter category to public category. As on March 31, 2023, SUUTI and LIC are the promoters of the Bank. With a balance sheet size of Rs. 13,17,326 crores as on 31st March 2023, Axis Bank has achieved consistent growth and with a 5-year CAGR (2017-18 to 2022-23) of 14% each in Total Assets & Advances and 16% in Deposits.
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