
CBG:Regional Sales Manager - OM - Working Capital
Axis Bank
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Job Description
About Commercial Banking Group
The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products & solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc
About the Role
The Regional Sales Manager (RSM) sets the vision for the Region and develops and adheres to a business plan to attain this vision. The RSM is responsible for maintaining the profit and loss of the location and for the business expansion and growth of the lending book of the area so as to achieve the topline and profitability goals. The RSM coordinates with the Zonal managers to ensure that they are able to respond proactively to the business issues and challenges by providing them with the required guidance and support.
Key Responsibilities
.Manage the Area Sales Managers/ Sales Managers and achieve the sales targets across products and channels
.Conduct area sales team meetings and set targets to ensure tight control on sales process
.Responsible for maintaining the product mix in the business and benchmark yield across location
.Responsible for Collections of delinquent accounts and manage quality portfolio
.Conduct regular visits to the locations to develop new relationships in the business
.Plan/design sales programs, contests and presentations
.Manage relations with branch circle Direct Selling Agents and Connector network in the location
.Collaborate with appropriate business alliance partners and other distributors to expand the reach of the bank's products and services.
.Actively pursue and close new business opportunities, working closely with Sales Management and Inside Sales Representative to ensure geography based objectives are being met.
.Evaluate market trends and gather competitive information, identify trends that effect current and future growth of regional sales and profitability.
.Effectively engage Operations and Risk teams to understand and contribute to overall processes and profitability across locations.
.Maintain good working environment and high motivation level at across location
Qualifications
Optimal qualification for success on the job is:
.Graduation/ Post-Graduation from a recognized institute
Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
.Good communication (both verbal and written) skill in both English and the local language
.Excellent lead generation and conversion skill
.Ability to handle pressure and meet deadlines
.High sales orientation to meet the sales targets consistently
.Ability to manage complex client situations
.Ability to coach and mentor others
.Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
About The Company
Axis Bank
Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The Bank has a large footprint of 5000 domestic branches (including extension counters) with 15,751 ATMs & cash recyclers spread across the country. The Bank has 6 Axis Virtual Centres with over 1,500 Virtual Relationship Managers as on 31st March 2023. The Overseas operations of the Bank are spread over eight international offices with branches in Singapore, Dubai (at DIFC), and Gift City-IBU; representative offices in Dhaka, Dubai, Abu Dhabi, Sharjah and an overseas subsidiary in London, UK. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd. (NIC), The New India Assurance Company Ltd. (NIA), The Oriental Insurance Company Ltd. (OIC), and United India Insurance Company Ltd. (UIIC). The shareholding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. GIC, NIC, NIA, OIC, UIIC have been reclassified from promoter category to public category. As on March 31, 2023, SUUTI and LIC are the promoters of the Bank. With a balance sheet size of Rs. 13,17,326 crores as on 31st March 2023, Axis Bank has achieved consistent growth and with a 5-year CAGR (2017-18 to 2022-23) of 14% each in Total Assets & Advances and 16% in Deposits.
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