SRA-

Work with team of onshore analysts to cover credit risk monitoring for High Yield and Leveraged Finance portfolio

Handling assigned sector and portoflio companies

- Preparing credit reports and financial models, including valuations

The credit assessment review requires the following:

o Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.

o Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.

o Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).

o Determine and recommend ratings to the entity based on the internal rating framework and methodology.

Presenting in quarterly committees, justifying the assigned ratings, or related changes

Ability to negotiate credit agreements, recommend protective clauses

Regular interaction with client to discuss reports as well as workflow

Engage with client teams proactively and suggest new ideas to enhance client engagement

Train new hires and mentor juniors in the team

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis

Experience in working in credit risk divisions and understanding of review and challenge roles

Good understanding of SNC, leveraged lending guidelines

Reasonable understanding of banks internal systems

 

MINIMUM & PREFERRED EDUCATION

MBA or CA or Master’s degree preferred; CFA certification is a plus

MINIMUM & PREFERRED EXPERIENCE / SKILLS

4-6 years of work experience preferable in credit risk/credit research

High level of attention to detail and accuracy; Diligence and hard work

Organization skills and the ability to manage and prioritize workload

Good understanding of MS office products

Early to 30-days joiners preferred